Commercial Finance

ABOUT US

When you work with us, you’ll have access to over 250 lenders and a dedicated and experienced individual who’ll be responsible for your financial plan and investment portfolio. Using our know-how and expertise, we’ll help you make sense of where you’re at, but most importantly, where you’re going.

You’ll find our service is truly ‘independent’. We work with financial products from the whole of the market and these are delivered ‘in-house’ to our valued clients. With Fortus, you know you’re getting the right advice, using the right products from a trusted source.

Consider us your reliable go-to guide in a constantly changing, complex, and sometimes scary financial landscape. You shouldn’t have to guess what might happen in the future. Solid forecasting and planning for potential changes in circumstances is key; we’ll look at your assets, liabilities, income, and expenditure to make informed decisions, but we’ll also help you manage risk, taxes, and how best to structure your investments.

We’re here to make your life easy, so you can make life count.

COMMERCIAL PROPERTY FINANCE

Whether you’re looking to purchase a commercial property, refinance, or already have a commercial mortgage and would like to explore a new deal, we have access to hundreds of lenders to secure you a competitive deal that’s right for your needs.

Commercial mortgages can be used for a variety of property types including agricultural & farming, industrial, retail, office, and warehousing & storage.

PROPERTY DEVELOPMENT FINANCE

If you’re an existing developer or a sole-trader starting your first property development, you may require funding towards purchasing land, site work costs and renovation costs.

We’ve an extensive list of lenders and will provide you with a fully-managed service to recommend the one that’s most suitable for you, whilst securing the most competitive deal on the market.

We’ll help you secure finance across a wide range of projects including small to large housing developments, renewable energy sites, industrial sites, office development, and student accommodation.

BRIDGING FINANCE

When finance is needed at short notice, a bridging loan can be the right solution for quick cash – but timing’s crucial for bridging finance. We have extensive experience in quickly securing competitive loan propositions, with funding released in as a little as 24 hours.

Bridging finance is flexible and can be used for a variety of purposes such as enabling the completion on a property pending the sale of an existing one, auction property purchase, renovation and development projects, stock purchase, and business cashflow.

INVOICE FINANCE

This type of financing allows you to borrow money you’re due to be paid, in advance, in exchange for a percentage of the total sum. In simple terms, you can get cash before your customers actually pay you.

There are intricacies involved here though, but don’t worry – we know invoice financing inside out and will guide you through it all (in plain English).

ASSET FINANCE

Need access to equipment, vehicles or technology to grow your business without compromising cash flow? Or want to release value from those assets you already own?

Asset financing is an umbrella term for a range of funding solutions, including; Hire Purchase, Refinance/Capital Release, Finance Lease and Operating Lease – all of which we can advise on.

BUY-TO-LET (BTL) FINANCE

BTL mortgages can be taken out as an individual, limited company, or Limited Liability Partnership (LLP) and are used by investors looking to buy and hold a residential property which is let to tenants on a single Assured Shorthold Tenancies (AST).

We work with many professional BTL landlords who, with our guidance, have successfully built a flourishing portfolio of properties. Through our short-term BTL financing, we’ve advised landlords on how to maximise tax breaks and mitigate changes to Tax Relief on their investments.